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Buyer Tools · The Realtorian

Buyer Cost Estimate Calculator

Know what it takes before you make an offer

See your down payment, closing costs, prepaids, moving costs, and what your monthly payment will look like. Everything updates as you type. No email required.

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Your Purchase Details
Leave anything you don't know at the default
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Mortgage News Daily index, Sept 30, 2026
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Estimated Cash to Close
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What you'd bring to the closing table
The Loan
Closing Costs & Prepaids
Credits at Closing
Seller concessions can't exceed your closing costs, so this credit is capped at your total closing costs. Your loan program may set a lower limit.
Total Out of Pocket
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Cash to close plus earnest money, inspection, moving, and misc. costs
Paid Outside of Closing
Estimated Monthly Payment
⚠️ This is an estimate only. Actual costs will vary based on your loan program, lender fees, prorations, negotiated terms, and your final closing disclosure. Always confirm exact figures with your lender and closing attorney.
Ready to Buy?
Get Real Numbers on a Real House
David can walk you through a line-by-line estimate for any home you're considering and connect you with a local lender for pre-approval. Serving Greenville, Spartanburg, Laurens, Anderson, Cherokee, Greenwood, Pickens, and Abbeville counties.
Talk to David Call David: (828) 582-9506
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